Safe Driver Insurance Plan (SDIP) is a program that encourages safe driving with lower premiums for drivers who do not cause accidents or commit traffic violations and by ensuring that high-risk drivers pay a greater share of insurance costs.
Ways to save under the SDIP:
Drivers with no at-fault accidents or moving violations will have zero surcharge points.
Drivers with at least 5 years of clean driving will receive a considerable discount.
No surcharge points will be assigned to any surchargeable incident in the sixth (oldest) year of the policy experience period.
No surcharge points are assigned to the first non-criminal minor traffic violation in the 5 years immediately preceding the effective date of your policy.
Even if your driving record contains surcharge points, 3 years of clean driving could lead to reductions in surcharges.
Drivers new to Massachusetts may be eligible to get credit for their safe driving in other jurisdictions.
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Guard Insurance Agency, 279 Mount Auburn Street,
Watertown Massachusetts 02472
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