Additional liability coverage can be an affordable way to protect yourself, your family, and your assets if you are ever involved in a liability suit over and above your primary liability coverage.

Consider the following when contracting for additional liability insurance coverage:

• Personal injury coverage that is broader than the standard bodily injury coverage included in your underlying policies
• Protection for liability for accidents caused by any recreational vehicle you operate, or by a boat, camp, home, or utility trailer you use, in excess of your underlying policies
• Expenses you incur if asked to assist in the investigation of a claim or lawsuit brought against you, even if they are fraudulent
• Expenses you incur to provide first aid to others
• Damage to property of others
• Loss assessment